What Amount of Florida Chapter 13 Bankruptcies Are Denied?

If you are considering filing for Chapter 13 bankruptcy in Florida, you may be wondering about the success rate of these filings. One important metric to consider is the denial rate, which refers to the amount of Florida Chapter 13 bankruptcies that are denied by the court. In this article, we will discuss the denial rate for Chapter 13 bankruptcies in Florida and factors that can affect the success of your filing.

What affects the denial rate for Florida Chapter 13 Bankrutpcies?

At Tejes Law we have found that almost no Chapter 13 bankruptcies are denied.  However cases can be dismissed after they are approved by the Court for a number of reasons.

It is important to note that the Chapter 13 denial rate can vary based on individual circumstances, such as the complexity of the case, the accuracy and completeness of the filing, and the ability of the debtor to meet the requirements of the repayment plan. Some of the common reasons for Chapter 13 bankruptcy denials in Florida include failure to complete credit counseling or debtor education courses, insufficient income to support the repayment plan, failure to file the required documents, or inability to meet deadlines and requirements set by the court.

Factors Affecting Chapter 13 Bankruptcy Success in Florida:

While the denial rate for Chapter 13 bankruptcies in Florida is relatively low, it is important to understand that the success of your filing depends on a variety of factors. These include:

  1. Accurate and Complete Filing: It is important to ensure that your bankruptcy filing is accurate, complete, and includes all necessary documentation. Any errors or omissions can delay or even prevent approval of your case.
  2. Income and Expenses: Chapter 13 bankruptcy requires you to have a regular income to support a repayment plan. You will need to provide detailed information about your income, expenses, and debts to the court. If your income is insufficient to support a repayment plan, your filing may be denied.
  3. Repayment Plan: Your repayment plan must be feasible and realistic, taking into account your income, expenses, and debt obligations. If your plan does not comply with the bankruptcy code, the court may deny your filing and dismiss your case.
  4. Compliance: It is essential to comply with all requirements and deadlines set by the court throughout the bankruptcy process. Failure to comply can result in the denial of your filing.


While Florida Chapter 13 Bankruptcies are denied relatively infrequently – cases can be dismissed for a variety of reasons.  It is important to approach bankruptcy with caution and to understand the factors that can affect the success of your filing. Working with an experienced bankruptcy attorney can help ensure that your filing is accurate, complete, and meets all requirements set by the court. By doing so, you can increase your chances of a successful outcome and a fresh start to your financial future.

Please feel free to reach out for a free consultation by emailing info@tejeslaw.com, calling (407) 734-5166 or using this link to schedule an appointment yourself.

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