Americans have more than 1.7 trillion dollars in student loan debt - a number that is higher than the GDP of most countries. In Florida, the average student graduates with about $35,000.00 to $40,000.00 in student loans.
As the average student loan debt climbs, the burden of repaying those debts is becoming a more of a problem because they are starting their careers with a debt burden that requires payments that are higher than their starting salaries can cover. Unfortunately, student loans are extremely difficult to discharge in bankruptcy so borrowers can become trapped by their own student loans if they are unable to make what they expected that they would be able to make.
Fortunately, the federal government has created programs that can allow us to help you manage your student loan debt load without keeping your student loans in endless deferrals. These programs can give you an affordable payment while the loan is in repayment status and can even provide loan forgiveness once the payment plan is complete.
We can even help with defaulted student loans or student loan garnishments.